Credit Cards

You see them everywhere, don't you? The ads for them are very profuse: 0 interest credit card, citi credit cards, 0 apr credit card, and so forth. These devices can be very useful, but they can also be very dangerous. You know how it goes, Oh...I'll buy this now...and pay for it later. Then, your car breaks down, or you get laided off from your job. My personal favorite is when the IRS seized all my personal assets...oh, nevermind about that. Anyway, you get the point. My advice is to just pay cash for everything! Sure, this can be difficult to do, but give it a shot. Just beware of the apply credit card, and 0 apr credit card and all other credit cards offer.