Credit Cards

You see them everywhere, don't you? The ads for them are very profuse: 0 interest credit card, citi credit cards, 0 apr credit card, and so forth. These devices can be very useful, but they can also be very dangerous. You know how it goes, Oh...I'll buy this now...and pay for it later. Then, your car breaks down, or you get laided off from your job. My personal favorite is when the IRS seized all my personal assets...oh, nevermind about that. Anyway, you get the point. My advice is to just pay cash for everything! Sure, this can be difficult to do, but give it a shot. Just beware of the apply credit card, and 0 apr credit card and all other credit cards offer.

Dontcha Just Luv it...

When you call your ISP, because your cable modem has been messing up on you for the past 4 days, and it wasn't working ALL night. Then, when you get someone on the phone, they tell you you might need a service call. Well, listen, Eric, the last time you guys told me that, my service "magically" started working again within a few hours. Of course, I gave you guys my new phone number back then, too, but that didn't seem to be added to your database back then, did it? Well, I'm glad you agreed that perhaps I should bring in my current cable modem and swap it out for a (hopefully) new one. This old Toshiba has done her job well, but after 4 years I think it's time to put her out to pasture. You guys can melt her down for the gold or something. Oh, maybe I should sign it, so that way one day it will be worth something...Yes, I think that is a wonderful idea!