Loans, loans, loans

I know many people who need loans. What kind of loans you ask? Well, they need everything from equity loans to secured loans. What's a secured loan, you ask? Well, this type of loan means you have some collateral securing the loan. This type of loan is low risk for the bank or company providing the loan.

Many of my readers either are or have been students. I'm sure that many of them have had student loans that need to be, or have been paid off. Have any of you ever looked into student loan consolidation? I often wonder if any of them had to get a private student loan. If so, please let me know how those work.

If you have many loans out, you might want to consider looking into a debt consolidation loan. These debt consolidation loans can actually decrease your monthly payments by combining them all into a single monthly payment. If you have any home equity loans, let me know what the current home equity loan rates are. I'm trying to find this out, but I'm not sure where to look.

Credit Cards

You see them everywhere, don't you? The ads for them are very profuse: 0 interest credit card, citi credit cards, 0 apr credit card, and so forth. These devices can be very useful, but they can also be very dangerous. You know how it goes, Oh...I'll buy this now...and pay for it later. Then, your car breaks down, or you get laided off from your job. My personal favorite is when the IRS seized all my personal assets...oh, nevermind about that. Anyway, you get the point. My advice is to just pay cash for everything! Sure, this can be difficult to do, but give it a shot. Just beware of the apply credit card, and 0 apr credit card and all other credit cards offer.

Dontcha Just Luv it...

When you call your ISP, because your cable modem has been messing up on you for the past 4 days, and it wasn't working ALL night. Then, when you get someone on the phone, they tell you you might need a service call. Well, listen, Eric, the last time you guys told me that, my service "magically" started working again within a few hours. Of course, I gave you guys my new phone number back then, too, but that didn't seem to be added to your database back then, did it? Well, I'm glad you agreed that perhaps I should bring in my current cable modem and swap it out for a (hopefully) new one. This old Toshiba has done her job well, but after 4 years I think it's time to put her out to pasture. You guys can melt her down for the gold or something. Oh, maybe I should sign it, so that way one day it will be worth something...Yes, I think that is a wonderful idea!

Gas prices have gone down...a bit

Hi all! Well, gas prices have come down a bit over the past 2 weeks or so. Funny how that works. My theory is that they will climb again soon. The Fourth of July is right around the corner, and people will be driving around to see the fireworks, have cookouts, and be with their friend and family. I'm sure the gas stations will be busy with all the traveling going on. The sodas will sell, as will water, beer, and juices and sports drinks. Some of these companies will no doubt try to sell gas gift cards, or offer special deals on gas credit cards. I'm not falling for that gimmick...(again).

As some of you know, I'm pushing ethanol. It sure is funny how the cost to the consumer isn't mentioned anywhere these days. Several years ago, it was projected that it would cost us $1.80 a gallon for ethanol as fuel. Well, the last price I saw for gasoline was $2.95, here in Ohio. I wouldn't mind saving that $1.15 a gallon, even though my mileage would only be about 80% as good. Let's see, 120 % of $1.80 is $2.16 for comparable mileage. I think I could live with paying $2.16 a gallon, what about you? Well, maybe I should just buy my own gas station. They are very lucrative, you know. They make money from food, cigarettes, and beverages on top of the fuel. Yes, maybe that's what some of us need to do. Then we can screw over the little guys...Oh...and don't forget your gas card!

I'm just kidding about that, as you should know. Well, that's all for now.

Bye

Ever get the feeling...

This is going to be one of those days? We are having some messed up cable modem issues with some of our cusotmers. They are mysteriously being disabled. What a bunch of crap!

Night Shot

I finally took some shots at night, 2 nights ago. Here's one of my favorites from that shoot.
I hope you enjoy it: