Loans, loans, loans

I know many people who need loans. What kind of loans you ask? Well, they need everything from equity loans to secured loans. What's a secured loan, you ask? Well, this type of loan means you have some collateral securing the loan. This type of loan is low risk for the bank or company providing the loan.

Many of my readers either are or have been students. I'm sure that many of them have had student loans that need to be, or have been paid off. Have any of you ever looked into student loan consolidation? I often wonder if any of them had to get a private student loan. If so, please let me know how those work.

If you have many loans out, you might want to consider looking into a debt consolidation loan. These debt consolidation loans can actually decrease your monthly payments by combining them all into a single monthly payment. If you have any home equity loans, let me know what the current home equity loan rates are. I'm trying to find this out, but I'm not sure where to look.